Aryavart Gramin Bank – Scheme of Agriculture Graduates for Establishing Agri Clinics and Agri Busin

Aryavart Gramin Bank, a Regional Rural Bank, was constituted on 3rd October 2006 after amalgamation …

Aryavart Gramin Bank, a Regional Rural Bank, was constituted on 3rd October 2006 after amalgamation of three Regional Rural Banks (RRBs) namely Avadh Gramin Bank, Barabanki Gramin Bank and Farrukhabad Gramin Bank as per Government of India notification no. F.No.1/4/2006-RRB dated 03-10-2006.

The Aryavart Gramin Bank, henceforth mentioned as the Bank, has 306 branches, six Regional Offices and a Head Office. The bank offers home loan, personal loan, agricultural loan, educational loan etc in order facilitate the customers in rural and semi urban areas.

Purpose- Financial assistance for setting up Agri Clinic and Agri Business centers for providing expert advice for better cropping practices, protection from pests and diseases, market trend and also clinical services for animal health.

Eligibility- Agriculture graduates or graduates in subject allied to agriculture, like veterinary, dairy, etc.

Amount 0f Loan -Rs.10 Lac

Quantum Of Loan- As per project cost.

Margin- No Margin up to Rs.5 Lakh, 25% above Rs.5 Lakh

Subsidy- 25% to 33.33% on capital investment (back ended), interest subsidy for two years

Rate of Interest- 12.50% per annum

Repayment- 5 to 10 years including moratorium period of maximum 2 years

Influence Of The New Moon

Sir Isaac Newton’s theory of gravity speaks that every particle attracts every other particle with a force that depends on their masses and the distance between them. The moon constantly attracts the earth behaves like a loose garment that can be pulled out from the body to fall back again. It implies that every day, when the moon is directly overhead, the water of the earth flows out towards the moon, and causes high tide. Hence, during the full moon, the attraction is greater than the normal. Dr. Lyall Watson writes in Supernature (London, 1973, p. 49) that, “Every drop of water in the ocean responds to this force, and every living marinal animal and plant is made aware of the rhythm. The lives of those that inhabit the margins of the seas depend entirely on this awareness.”

Sir J.G. Frazer has discussed the influence of the new moon and propounded that it brings fertility and causes growth in agriculture (The Golden Bough, London, 1956, p. 128). Sir Frank Browne writes in his remarks in 1964 that, “The life of the oyster has a marked rhythm that corresponds to the tidal rhythm of the waters. The fascinating thing; however was that the behaviour of all the oysters had altered in exactly the same way, and they were still keeping time with each other. The oysters had adopted a new rhythm and now opened up at the time of tide. This is the first piece of scientific evidence to show that even an organism living away from the ocean tides could be influenced by the coming out of new moon” (Living Organism, London, 1969, p. 12).

The small silver fish, known as Grunion survives on its response to the lunar cycle. Shortly after the new moon from March to August, the Grunion appears on the surface on the shores of California. The Grunion leave their eggs buried in the wet sand undisturbed for two weeks, because the waves of water will not come until new moon. When the spring tide occurs, the larvae have completely developed and they break out of the eggs and swim away through the surf. The ability of the Grunion to reproduce is thus controlled by the new moon.

Land animals are also influenced by the new moon. The May flies may live only for a few hours, during which time they have to find another fly mate and lay their eggs in water. To accomplish this, it is necessary that all the flies emerge together at around the same time. Lake Victoria, the source of Nile river has a successful species of May fly, called Provilla Adusta. These insects use the new moon as a signal for the time to emerge, and thus ensure the survival of their species (The Sea Around Us, London, 1979, p. 15 by Rachel Carson).

The human birth times are closely linked to the lunar cycle. The two doctors collected information on more than half a million birth that occurred in New York hospital between 1948 and 1957. This instance showed a clear report of normal delivery chiefly during the new moon (Lunar Periodicity in Human Reproduction, New York, 1959)

There is a close connection between the new moon and the bleeding in general. The scientists have discovered that the new moon controls the flow of blood in the same way that it controls the tides. Edson Andrew reports that in a survey of over a thousand bleeders, the patients needing unusual means of hemostats (of preventing bleeding) on the operating table. Almost 82% of all the bleeding crisis occurred between the first and the last quarters of the moon. It means that a minimum of crisis (only 18%) occurred in that half of the lunar month centered around the new moon. Dr. Andrew comments, “These data have been so conclusive and convincing to me that I threaten to become a witch-doctor and operate on dark night only, saving the moonlight nights for romance.” When it is moonlight, it is not new moon as during new moon, there is no light (Cycle in your Life, London, 1976 by Dr. Duff)

Leonard Ravitz had discovered a direct physiological link between man and the moon. He found that all people show a cyclic pattern between the head and a chest reading, which is in accordance with the lunar cycle, vide Periodic Changes in Electromagnetic Fields, New York, 1960 by L.V. Ravitz.

It is well known fact that mental patients or lunatics are greatly influenced mentally by the lunar cycle. The full moon is a time of unusually high activity among the mental patients, and the staff working in mental hospitals is not generally permitted to take a day off when it is full moon, because the whole group of staff is required to be able to manage the increased activity amongst the patients. In contrast, the new moon is a time of unusual quiet among mental patients. Activity in normal hospitals is also significantly increased at the time of full moon.

Whatever the time chosen, there are two days in every month and such days are when the sun and moon come into opposition, i.e., the new moon. On such occasions, the spiritual forces are released on earth and the aspirant must take an advantage of them. These forces are grace for those who are meditating, vide The Quest of the Ourself by Paul Brunton.

Importance of agriculture

There is certainly no doubt about the fact that civilization not only in the United Kingdom but in fact all around the world started with agriculture. After our ancestors started focusing on agriculture for their livelihood and earning, human society as a whole was changed afterwards forever without any measure of speculations for sure.

As a result of agriculture, villages as well as towns developed along with an overall better understanding of art, science as well as knowledge which continued to improve since then with every passing day.

Even, now, the 21st century with all the technological developments and advancements all around the globe cannot deny the importance of agriculture. Given below are few important points which will help you better understand the importance of agriculture and farming:

a. In the current hi-tech age of globalization and developments in all fields of life, people still rely on agricultural products in a variety of ways such as nutrition, source of energy, fiber and so on.

b. Another highly significant point as far as the importance of agriculture is concerned is that it is a major economic driver. It is equally important for individual livelihood, poverty eradication as well as overall growth of the state. According to a survey, it contributes between 40 to 80% of the gross development product of majority of the countries located in the continent of Africa.

c. Moreover, one cannot also deny the fact that agriculture also contributes a great deal towards a healthy biosphere.

d. Real food security can only be ensured with the help of agriculture even in today’s modern world without any question.

The above mentioned points are few of the many factors that clearly indicate the importance of agriculture even in the current age of developments and advancements. In case, you still need to know more regarding the importance of agriculture, then UK Business Directory is surely one such platform where you can get awareness regarding any issue and can further broaden up your horizon for sure.

Urban Governance and Infrastructure – Part 14

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Diseases Wreak Havoc in Cassava Fields in Africa

NAIROBI, KENYA – In Africa, demand for the cassava plant has grown significantly over the years. The continent produces 60 percent of the crop in the world. But the crop is drastically declining in East and Central Africa due to diseases that reduce production.

More than 160 million people in east, central and southern Africa depend on cassava as a stable food and a source of income.

Production of the crop has significantly dropped due to the cassava mosaic and cassava brown streak diseases.

According to the U.N. Food and Agriculture Organization [FAO], the brown streak disease is worse since it affects the root of the crop. These two diseases are creating havoc in Africas agricultural lands.

Improvements necessary

The acting head of the FAO in eastern and central Africa, Luca Alinovi, said the agency has invested to improve the situation in the African fields, but it is not getting better.

Doing right or wrong on cassava has a huge impact on the food security of the people in this region, has such a relevance in our daily lives that we tend to forget it because it appeared in a kind of technical discussion. And I want to bring to your attention that, although it is a technical issue it requires knowledge and requires research, said Alinovi.

The head of the European Union Rural Development and Agriculture program in Kenya, Dominique Davoux, said that over the years the cassava diseases have evolved, and there is need to invest in research to fight the diseases.

We supported the cassava initially, there has been [a] stop in the support, the research slugged [lagged] behind, and the disease reinvented itself [and] propagated again. We have to re-address the issue, said Davoux.

The FAO says a minimum of $100 million is needed to support clean farm production, disease surveillance and research, and market and micro-finance development across the cassava production chain.

Experts warn failure to do so means the cassava disease likely will reach Nigeria, the biggest producer of cassava in Africa.